I purchased this home with the intent to retire here but I no longer wish to do that.

. - There is what those words really mean, or there true intent, which all too often is the exact opposite, such as saying the economy remains strong and a-ok with no recession risk being seen, because there is risk seen for it, but to say such would be to make it happen, and to say there is-not, may induce stabilizing actions that thwart the happening of such..... - And there is what they DO....

If you're going to do this you need to do it with intention.

And pay another set of closing costs.If you do have to refinance in 5 years, the main concerns would be to make sure your credit is good for the refi. 

One of my main challenges early on was learning to have no expectations and learning to help set and manage expectations with clients.

What’s your main focus when you look at an investment market?

Will be turning into a 4 bedroom home with complete main floor living.

My name is Thomas and I am an experienced lender/investor in Phoenix and Portland, Maine. 

I am Texas based so may answers will skew more towards my region but I would leave to hear what are some other areas you may be paying attention to that isn't as popular as some of the main stays (Smokies, Joshua Tree, etc)Mine right now are 1.

Hi, thanks for your feedback :)Yes, no intention to do any reno until she is out.