I paid for a coaching program that helped me improve my fee structure and nearly doubled my annual income.Going it on your own has benefits, but look for help in the most important areas.

Exploring different loan programs and possibly adjusting the down payment to improve terms.

We are either too busy or have no desire to perform the functions of the servicer.

I am a member of Jerry’s $10k program and I must warn the world that this program is not what he makes it seem.

Tenants pay utilities unless its a program like Section 8.

Go to Home Depot and ask about the bid room program.  

There is a program offered by HUD called "Good Neighbor Next Door".

Unfortunately, there are also a few people who have popped up on BP trying to sell a crappy real estate-related program but fortunately the majority of the experienced investors on here don't fall under this category (plus the program spammers tend to get banned sooner or later).  

This is where the science of the program gives way to the art of the investor.

Are there any lending programs that allow for seller financing of the down payment in 2nd position?