Verifying last 2 years of rental history very important!

The house was on a crawl space, which will become important later. 

I also use business lines of credit from banks, but for this banks definitely want to see revenue (usually 5-10x the amount of a mine they will give you).It is important to remember though that just because these lines and CCs are not immediately reported on your personal credit report, if you miss payments or default you are personally liable and the debtors will add it to your personal credit report.

However it is important to remember to make sure you have a plan to pay that loan down and not allow that credit card debt to climb back up.

I can’t tell from your post if you lived in the property during renovations, if this is your 1st flip, if you rented it, or your intent at purchase and these are important details that have significant tax implications....

@Sino U.I would save more money or look into a DSCR loan.Where is important.

Example: https://www.nerdwallet.com/article/investing/real-estate-vs-...The problem is that these articles typically address averages.

Lot of people excluding the most important R that differentiates a flip from a rental - the RENT part...financing generally changes if you don't have a tenant or lease.

Most important to me is equity, to continue my growth. 

Even if a family has high coverage, the insurance adjusters still want the lowest option so it's important to also be competitive.