Thetenant’s interest or earnings shall be paid to the tenant in cash, or credited toward payment ofrent due on the renewal or anniversary of the lease or on January 31, if the tenant has beengiven written notice that the interest payments will be paid on January 31, of each year.The landlord must give a security deposit notice at the time of each annual interest payment tothe tenant.Notice of Deposit of Security FundsLandlords are required to give tenants a statement in writing including the name and address ofthe investment company, bank or savings and loan association along with the type of account,current rate of interest and amount deposited within 30 days of receipt of a security deposit.This notice may appear in the lease.

Makes sense to use you points to celebrate your REI wins with some travel!

.% of cumulative premium paid at 1st policy anniversary that is available as cash value (beginning of policy year 2, at which point 2 premium payments have been made; not as of the end of policy year 2, which is a year after the 2nd payment was made and 1 day before the 3rd premium payment will be made).Ditto for Policy Anniversaries 2, 3, 4, 5, 6...until cash value at policy anniversary (premium payment date) exceeds cumulative premiums paid at policy anniversary% LTV against which lender will lend against cash value (i.e., on 90% LTV means that if at policy anniversary there is $100,000 of CV, $90,000 could be borrowed) Interest % paid to lenderCash value "dividend rate"Type of policy being used: Whole Life, Universal Life, Indexed Universal Life, etc.I'm not opposed to CV life insurance, but rather strongly in favor of it - when appropriate.

No politician or celebrity was too worried that I couldn’t make my house payment or buy my family groceries

.* The Naval Academy's graduation week and related celebrations such as the Blue Angels air show, known as Commissioning week, at the end of May;* Boat show weeks - did you know there are two major boat shows in the Fall every year?

Having a mentor is vital in your career.I just got off a call with Jorge Vazquez on my work anniversary today.

@Gina WeeI agree that celebration may be excessive.

I look back and celebrate the times I pressed on and broke through.

Build your database and work that database.....calls work best, 2nd best in person, way way way down the list are text, messages, etc.So take everyone in your phone and detail them out in your CRM....if you have first name only...then get last name, address, email, connect to them on Linkedin, FB, IG, get Bdays, Anniversary, spouse name, kids names....and at least one personal piece of info for them....school, hobby, interest, etc.If you have connections on Linkedin, FB, IG or some other database that are not in your phone, then add those to your CRM.Then start calling....easiest call is to say....Hi I'm selling real estate now.....would you mind if I send you an update on your neighborhood.....boom...you should be emailing 500 people in your CRM with property info about prices in their neighborhood 1x a month or maybe 1x quarter depending on how quick you think they might move.   

. -  I haven’t filed a tax return since Obama was PresidentMy accountant ran off with my financial information  -   I haven’t paid my accountantII’m going to syndicate the deal   -   I have no capital to investMy ex wife ruined my credit  -   When I got divorced I went to Vegas to celebrate and lost my entire savings