Hi John,I personally don't recommend you attempting to use FHA for non-primary residence property because you'll be crossing a fine line called "Fraud".

You can use search filters to narrow down your results to those who specialize in bathroom remodeling or have experience working in your area.Once you have a list of potential contacts, it's important to do your due diligence and research their work history, reviews, and credentials before making a final decision.

Eric, I didn't realize we had AD AF in Fargo (I've been here less than a year).

As a final thought – there have been some negative comments on Englewood, of course some of it is true and you have to be careful.

It's a fine balance between that and becoming the agent in the area that tells on everyone. (5) Move On - this could really be even in lieu of steps 3-4.

However there is NO requirement for the servicer to do anything if the borrower does not submit a COMPLETE application.Remember the serivcer has to walk a fine line when dealing with the borrower, contact them too much they are harassing, not enough and they are not helping the borrower.  

Turnkey is a fine option for some people even though the upside is limited.

There's a fine line between making a sound investment and buying a money pit.

Being a finance major I have learned all sorts of investment strategies with real estate being one of them.

I'm looking for a finance source that can finance my new deals using equity as collateral in lieu of a down payment.