One of my hesitations about going full time, among other things, is the loss of our health insurance.

amortized on 20 year. schedule - $416.67/mo) They need to sell due to health problems.

Reply: Yea we think so too. The

http://www.amazon.com/Mens-Health-Power-Training-Performance-based/dp/1594865841/ref=pd_bbs_sr_1?

Subtract from that the increasing cost of health care in our state and people are left with a 1.5-2% raise year over year.

Elimination of health and safety hazards (including the resolution of defective paint surfaces or lead-based paint problems on homes built prior to 1978).

Comply with health and saftey codes except where you or guests cause the violation.Now each time it does go out, the maintenance guy is here to fix it within an hour, for which I am greatfull (being in NYC without heat in the middle of winter really sucks).

It can be due to some unexpected expense, some unforeseen health condition that requires spending lots of money or may be simply because planning out the monthly budget ended up costing huge amounts of money.

Some even offered health insurance with it.

So unless the tenant has clear photos that show the house was absolutely spotless and in good repair, he probably isn't going to get anywhere with it.It's not going to be cheaper for the landlord to pay the lien, because the tenant who filed the false lien is going to be the one who pays for the lawyers for both sides (and hopefully does the jail time, too).The tenant is also probably going to also end up paying for all the little damages that landlords just repair without billing-- but if you are going to court, anyway, you might as well include them and get them paid by the tenant.