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Results (10,000+)
Rebeca Enriquez Step one get a lender? - Mortgage broker recommendations Dallas, TX (or surrounding)
23 July 2024 | 7 replies
Also you will likely have way more options on lenders and loan products.#2.
Rick Albert Buying without counting towards DTI
23 July 2024 | 13 replies
You should look into DSCR Loans - many investors like yourself typically move to this loan product once they max out with DTI/qualifying conventionally - a bit higher in rate than conventional mortgages - but no DTI ratio or tax returns/income verification makes a much easier qualification process and LLCs are 100% ok (even as sole owner) and actually often preferred.PS - published a 10-part article series here on BP last year on everything you'd want to know on these loan types - sharing links below, hope it can help!
Eric Wong Is it possible to cash out refinance free and clear investment properties?
22 July 2024 | 17 replies
can utilize the no income no doc DSCR loan which works beautifully and can take upto 80%  Really think we should stop using "no doc" to describe DSCR Loans - really isn't accurate and adds unneeded stigma around the loan product What types of "docs" do you require for a DSCR loan at easy street ?
Allan Wu Don't fix what is not broken or pre-emptively fix it before it can be broken?
23 July 2024 | 6 replies
@Allan Wu take into consideration that tenants are not going to be as careful as you would be, so make sure your lease states no flushable wipes, paper towels, feminine products, etc., that easily clog and that they’re responsible for repair if used.
Mary Ciccarelli Property Odors - Cat Urine
23 July 2024 | 3 replies
We use a lot Zep products on our houses. https://www.menards.com/main/p-1642874257675632.htm?
Sara Valentine Appliance warranties intentionally invalidated by tenants
23 July 2024 | 4 replies
If they don't want to be cooperative and productive and speak civilly, I will simply let them know the actions I will need to take and if I need to I'll take those actions. 4.
Doug Smith Is your question on BP appropriate?
23 July 2024 | 10 replies
It's a product of people wanting to hit the easy button.
Calvin Peterson I want to buy a house by the end of the year and plan on utilizing an FHA loan
22 July 2024 | 4 replies
In addition to FHA, I have a conventional loan with the option to put as little as 3% down as well a speciality product that has lower rates if the property is in a designated area.
Mike Wood DSCR and Commercial Loan Question - 2+ unit Investment Properties
22 July 2024 | 17 replies
Many lenders offer DSCR products on 30 year fixed terms.  
David Chappell Buying a House with LLC but refinancing for a rental under personal name
22 July 2024 | 9 replies
For DSCR, a 3 yr prepayment penalty and paying 1-1.5 points will put you pari passu with Conventional products right now for the most part.