Gettysburg PA is a very attractive place and attracts a lot of tourist that now many retired people have started buying houses to live there and the prices of houses have gone out outside the Downtown.

I live in Jackson, MS, and have met Walter.

So I'm always able to offer a lower rate and make a decent living without charging points.

If I find out where they live next, I'll send them my contractor's bill and a small claims court paperwork.

do you plan to live in that property?

I live in Phoenix and my business partner and I put on a couple local forums for investors like yourself to network.

Very commonly the resident pays a portion of the rent so your rent increase will affect their budget and their lives. 

I live in the city and have a freakish map of it in my head that my wife is still shocked by when she gives me an address ("2100 block of _______Ave.?"

A few thoughts on the subject from someone who made a living doing this until the laws changed on the West Coast.Most folks in foreclosure go into deep denial.

If you're a single mom with student loans, a car payment, and living paycheck-to-paycheck, then $20,000 would be devastating and a reserve is critical.