Nonetheless, I've had a few friends who've been able to snag solid B-/C SFR properties that cash flow.

Hard money lenders don't usually do consumer loans because of the huge compliance required, that's kind of strange. 

We deploy, we move constantly, we have important time consuming (and rewarding) careers.

A tool used improperly (consumer debt) will cause harm.Good luck in your decision.

However, some are very time consuming and produce limited results or can be expensive.Now this might not be for you, but there is a far better way to reach this people relentlessly month after month until they are ready to sell.

We go to WalMart to replenish consumable supplies. 

They will always move the cost to the consumer.

Yes you do need to disclose an adverse action notice based on the consumer/credit report you used. 

I am also a member of my local REIA.I hold an MBA and I have been a self-employed full-time digital marketing consultant for 15 years and real estate is only a part-time occupation for me, although lately, it seems to be consuming more and more of my time.

Does it consumer your life and do you have any issues with the cheaper housing areas and tenants?