There is a difference between a loan officer from a credit union, and that of a retail inside loan officer like Pennymac.

This notice stated that a re-inspection would be carried out 12 days from the mailing date and advised contacting the code enforcement officer prior to the inspection date to discuss informal resolution.

MHP, Warehouses, Offices, Retail, 3N, Storage, is rarely even mentioned.  

I live locally so I drive over to the property call police and she is speeding off just as I pull up with officers.

If the account executive or loan officer is constantly saying, "Let me circle back with you" or can't answer underwriting questions, then that is a problem.

However, my title search and the cases regarding the divorce and both foreclosures do not contain a quit claim filing at the county clerks office.

There are also banks that are staying away from office + retail even though retail sectors seem to be not hit as badly as everyone thought they would be. 

I spoke to his probation officer and several referrals before accepting him.

Do not use a loan officer that does not fund 3-5 commerical loans per month. 

This can often mean a zoning change, so worth a call to the zoning office first.