DTI < 33%Some inconsistencies that I am discovering in the process- Some lenders requiring a hard-credit pull vs some ok pre-approving me with just a soft pull- Some lenders willing to share a loan estimate sheet with exact costs to close, vs some keep insisting that they "need to run the process to get the loan estimate" and that it can only be done after I get into contract.Just before going into a contract, I would like compare all of the pre-approvals and compare their rates, exact cost to close & potential time to close & then pick the best one to make the offer.Ideal scenario- Pre-approve based on a soft pull (so I don't get my credit score dinged every time I work with a new lender)- Share loan estimate sheet with pre-approval for a potential propertyAm I asking too much from the lenders?

Hey @Erich Clark,Congrats on the first property and good working planning ahead to future short term rentals.

. - Have seen many investors create their own LLC and use their name & address:(- Only works if you put a property in LLC when you purchase.

The property originally appraised at $475k when we purchased, $115k more than we paid, after our hard work the property appraised for $550k and we refinanced to repeat on another property.

Works for many agents but those are all miserable (in my opinion) and I don't do any of them.With you avg prices around $360k (and maybe 2.5% or so your side), you really only need to do about six transactions to hit your target.

This will increase the return above what can be obtained on a passive investment.The flipside of having the power to control everything is that it can be alot of work (and a full-time job if a person is putting in sweat equity).

A bit about me: I'm committed to learning the ins and outs of the market, and I'm not afraid to roll up my sleeves and work hard.

Say:"I work with a team that has successfully helped homeowners like you.

A STR is a completely different animal in my opinion, in that it requires more work and much more compromise, but financially is worth the effort. 

It is working as intended.