He asked me to elaborate and I told him that his headline advertisement for his investing in tax lien certificates program “ a government guaranteed investment” was a b.s. line I would have expected from Al Lowery or Robert Allen, not him.

If the loan is backed by the federal government, that means 20% down minimum.  

This is generally due to the fact that this is how the American housing giants – Fannie Mae and Freddie Mac – government-sponsored agencies, separate their loan programs.Note that this is another example of where real estate “lingo” doesn’t always match with the standard English Language!

She told me, and I quote, "You gotta love our government.

Go to this page and click on the structural (building) section for the list of contact info: https://www.fortlauderdale.gov/government/departments-a-h/de...My assumption would be that you are going to add at least a window and / or a exterior door for egress requirements, which would require a structural modification.Also, I think you will need to raise the floor level of the garage to current flood level reqs, either with an overpour or framing.

Ever heard the saying, “It’s not the big words but the small print that matters”?

What is the general climate of the local government torwards short term rentals and do you see this attitude shifting? 

The key highlights of this slate of bills includesAdditional Excise Tax on STRCreation of a statewide STR registryStandardize safety requirements across the stateProtect the ability for local government to zone STR in accordance with their needsThis isn't the first attempt at statewide regulation, and its clear the bills as written would be operationally burdensome to put into place for the state (aka, expensive) and the problems they are trying to solve are not, in all, a result of STR in our communities but of bad tax laws already in existence.

It would give the local governments power to ban STRs.

Your read on the lawsuits is the opposite of what the government's read is.