Diving into real estate investing is an exciting journey, and this community is a fantastic resource for learning and networking.

Couple of details that would help the community here: what's your estimated value of house "A", the loan balance, and monthly rent?

Hello BP community, My name is Joe Belleville.

There's quite a supportive investor community here.First tip: come to a monthly meeting of ORREIA (https://www.orreia.net/). 

I see some lenders out there would just pick the "lowest" rate and the client ends up paying more than 1% of the loan amount at their closing costs.Key point is "Lowest" rate does not mean the cheapest rate  I have worked in traditional community banking for over 7 years.

Welcome to the BiggerPockets Community!  

Definitely worth checking out as local building owners and business owners meet up there to help build the community.

but there is case law that allows you to break some terms of a mortgage agreement if something is unenforceable, for example the sub-to community relies on the Supreme Court cases which say it's not required to notify the lender when you transfer the deed/title. 

I may have another year to be influential and I'm trying to set a financial successful path that will create wealth, residual income, suport philanthropy ideas, community help and know when she goes off and have a family of her own, she will be ok.

Hi BiggerPockets community!