The lender mentioned he overinflated everything, so there are no surprises, and that I should expect a much cheaper final closing cost. 

I can see buying a cheaper property in a less desireable neighborhood but I'm thinking it'll still need to be rehabbed.

There are other cheaper and free tools which may be a little more complicated

I paid for the year upfront for cheaper rates, and check it weekly.

I recommend you determine the price for CFP and then see if you can find cheaper options.  

If you want to do something cheaper and less REI customized you can just do Godaddy, Wix or equivalent.  

How or why is there listing so much cheaper? 

The reason why i wanted to try A.I. last year was it was cheaper than having a v.a.

Some people just like To live that way- Messy class C of someone who is monitarily challenged.The working poor, that's why you should be judicious in choosing how you outfit the unit.Some will go with, for instance stone countertops (hard to damage), while others will go with formica (cheaper), And others will go with heavy duty paint (quick repairs on a turn) for countertops in a class C.

Housing in those areas is very nice, and super pricey.Farther away, housing is much less nice (and much cheaper) but your chances of renting to college students is very low.