The only time I did not get coverage is on very short holds, flips, double closings as done in the old days as I could personally defend my term in title and sue the guy behind me.

I remember when the guy from Zillow came on her trying to defend the site.

For example, are the associate business services championed really that exceptional?  

AND I HAVE A RIGHT MY TO MY THOUGHTS AND A PASSIONS AND I TELL MY GRAND KIDS AND MY KIDS THAT THE HARDEST THING ABOUT DEMOCRACY; IS DEFENDING  A GUY YOU DO NOT LIKE OR CAN NOT STAND TO BE AROUND AND THEY HATE YOU EQUALLY BUT IF YOU DO NOT LAY YOUR LIFE DOWN TO DEFEND HIS RIGHT FREEDOM OF SPEECH; THAN THIS IS NOT AMERICA AND THIS IS NOT A DEMOCRACY SIR. 

anybody can sue anybody for anything,,,it even costs big bucks to defend the innocent.Besides all that,,, here,,, those houses need thin osb to seal the cracks in sheathing,housewrap and making the windows proper depth.HERE we can take off our own,which is a cool drizzly day job. 

But a New York appellate court made the astonishing ruling that the house was haunted:"Whether the source of the spectral apparitions seen by defendant seller are parapsychic or psychogenic, having reported their presence in both a national publication (Readers' Digest) and the local press (in 1977 and 1982, respectively), defendant is estopped to deny their existence and, as a matter of law, the house is haunted."

Unfortunately, your agent does not have access to a proper policy, so they need to hobble this one together.You should get a commercial policy listing the LLC as the Named Insured with a $1M limit, which is standard for a commercial policy.Regarding your coverage concerns, the General Liability policy covers you agains Bodily Injury and would help defend you in a claim resulting from PM negligence.The Property policy would cover fire damage and most water related claims, except flood.You would need to buy a separate flood policy to get this coverage.           

Typically it is the people who live in these places who feel they must defend their city.  

it wont defend against CC&Rs right?

Who knows what she spent defending her case but I do know you want to think hard before you try to force something in court.RR