Took me a minute but while we may disagree with some of this I guess your basic premise from your last sentence that foreclosures are based on fraud is one I can't argue.

Unless you're some capital raising savant, I wouldn't put the words $5M and typical in the same sentence. 

Back when we were sending a lot of mailers we had a letter that was one sentence and looked like it was written with crayons.

What is the specific sentence of offense?

 @Dean WilliamsHello Dean,Regarding your sentence, "when your dealing with a borrower with experience...its not wise to control the Construction" - could this concern have been resolved by allowing you to complete your construction in any order?

I'm going with 2 sentences...Tax benefits are secondary to the value of the investment...The large percentage of wealth held in retirement accounts is particularly notable given the tax advantages these vehicles offer.

I was posting to see if there is anybody is experienced in this field to give me any solid advice, even if it's just a sentence long.

With out a specific property to assess it is difficult to run numbers, but if my first sentence is on track I get the intent.

@Jaron Walling the spelling and sentences don’t flow very well.

It would take several hours of general explanation and then another couple of hours of custom analysis by an experienced accountant.I can only give you a few starting pointers, but each one really has a LOT more to it than a short sentence.1.