Verifying last 2 years of rental history very important!

A debt service loan would be a good option if your DTI is high, you want to close in an LLC, you're self-employed or have low income on paper, or you don't have a stable 2-year work history.

Verifying last 2 years of rental history very important!

I make roughly 150k annually but have 200k total in student debt from graduate school.

I’d recommend looking for a market that’s affordable and has good rental demand—local job growth or proximity to schools can be a sign of a solid investment.

I lived in the Bay Area, went to school in Santa Barbara, and decided to live and invest in Reno, NV. 

@Chris WilsonThanksFor the shoutout - since selfPromotion not allowed on BP happy to chat offline to people if they reach out and feel free to ask people about us and our history / reputation on BP (we have nothing to hide)

Our best leverage is that this will place the word eviction onto their credit history, which is huge as you can imagine.

Typically an FHA lender will want to see 2 years of work history in the same field before they will approve you for a loan.

Example, a short pay history - non-redeeming factor, a 25% down payment, a redeeming factor to counter the short pay history.