If you're using traditional financing on your primary residence, they're going to do another credit check on you just before closing.

Here’s what made a difference for us:🔹 Mortgage Relief – Many lenders offer disaster relief options like payment pauses or loan modifications.

We have talked about things such as rent by the room and acknowledge that the operating model will likely be very different while living in the property vs. when we move out.I think the point you made about assumable loans is very helpful to get into a property you might not otherwise be able to afford.

Currently, I own my primary home and a rental in San Antonio, TX. 

It has worked out and I've invested in different areas and aspects of the niche.

The parking for the ADU will run along the side of the primary w plenty of space for back to back cars.

(May also cut significantly into the current cash flow on it)I know you mentioned not doing a HELOC on my primary, but wouldn't it be advantageous to have the ability to pay off the line of credit instead of be stuck in a payment that is much higher? 

My primary strategy is Fix and Flip, and I bring a DIY attitude to every project.

You should be able to claim the ENTIRE mortgage interest as they let you on primary homes.

Your primary insurance policy with $300,000 in liability coverage should be sufficient in 99.999% of all lawsuits.5.