Read a few books on real estate investing to learn the power of leverage.

Once converted to a rental, repairs and improvements may qualify as deductible expenses, but pre-conversion repairs typically do not.

Fractional TICs give owners the financial independence that has been associated with condos, without the need to wait for a condo conversion, a process which can take anywhere from 2 to 10 years depending on the specific requirements for the subject property.

Twenty of the the homes were BRRRR and two were full conversions from single-family to assisted living. 

The property is unique—it’s off-grid with a well, solar power, and a fully finished interior.

As many of you can probably relate, this book opened my eyes to the power of the dollar, and it got me interested in real-estate.

But THANK you for you information and hope to continue the conversation.  

I have spent the last few years reading many books on real estate, taking real estate courses, researching, saving as much as I could, investing (to increase my purchase power) and finally feel I can begin my real estate journey this year. 

and it ended in a circular conversation to nowhere.

Home insurance would cover anything on premise, but as @Jonathan Bock stated, it's usually for significant damage.This might be something you would tackle on your own, but worth to have a conversation with your provider first to see what they have to say.