I turned the two smaller bathrooms in one of the apartments into larger one.

We have only had to collect the overage one time and honestly, it is due to having a larger family in the home than we have had in the past.  

My strategy incorporates asset protection measures like LLCs, specific trusts as well as professional property management to spread risk and ensure quality operations.As well as using tax codes to my benfiitSection 179, IRC Section 162, Cost Segregation and Bonus Depreciation and later 1031 them out for larger projects. 

Not sure if this appeals to youJoint Ventures: Partnering with a larger hospitality group or another investor might not only bring in funding but also expertise and industry connections. 40% of a deal is better than no deal.

One is under contract in which I plan to 1031 into something larger and the other I just plan to keep as the contract expires soon.

Its because you INVESTED SO MUCH TIME, top of mind, energy, decision making (which you still have to do owning a SFH - not so as a passive investor in a syndication).

On larger deals, I've actually seen LTVs come down in the 50%-65% range, depending on the type of property/experience of the developer.

If I may, a lot of the issues we are running into with insurance is that consumers no longer use insurance as a catastrophic fall back but rather, they nickel and dime on small claims that compund into larger issues. 

In the assets I am considering - the seller is typically selling because they no longer have the time or energy. 

If the partner wants to get a bigger cut on future deals, they can save their money and buy into a larger percentage on the next deal.