As a renter or homeowner, pet liability insurance is a must, unless you don’t care about your finances going belly up.

And we had enough juice that our title company would issue insurance right after we got the tax collector deed and recorded it..

I thought about breaking the lease but then decided the juice is not worth the squeeze.

Lease for that one is up in July and would use that window to do that if the juice is worth the squeeze.

There was a space in the basement we debated making into a legal 3rd bedroom (this was only 2 beds which did make us sweat some), but ultimately decided that the juice wasn't worth the squeeze.

Personally I’ve stuck with SFH to avoid tenant on tenant conflict but thsi will let you find out if “the juice is worth the squeeze: with very little risk. 1) I assume you’re getting a least a few percent off for not involving a realtor.2) I assume you feel confident with the value (maybe ask a local banker what they would lend you on the property and even lay for an appraisal.)3) this is all assuming that this is a small investment to you as I’ve described above, not most of your savings and all of your operating cushion. 

Biggest challenge I would say was deciding if my investor was going to keep it 2 or 3 stories, obviously a large investment to begin but my investor decided the juice was worth the squeeze to go 3 stories up.

Most lenders do not like to lend to out of state clients using construction loans, some local lenders we work with will work with out of state clients if they know we are attached to the deal, because they do not want their client going belly up.Your 130K is going to get you into an F market. 

Also supercharger is everywhere now just charging for 10 minutes and you get lot of juices.

I am sure it could work well in a student setting where everyone is attending a nearby university, but other than that, I don't think the juice is worth the squeeze.