She said many of the homes in her area sit empty, waiting for tourists to rent them out, instead of being made available to those in need of housing locally."

However, there are some surplus lines carriers who write master policy programs for residential real estate portfolios who don't inspect homes in person at all, but just do a desktop inspection while underwriting. 

Many buyers, especially first time buyers on low down programs, just don't have the financial capacity to deal with a major item.

@Brett BurkyI was looking into make.com as it looks pretty intuitiveWe use descript and a few other programs as well - have to check these out too.

And don't look at downpayment assistance programs because they all have a catch.

There are programs available that will allow you to go up to 85% financing on an investment property transaction. 

@Jay RitchieI came across this website which I think could help you: https://www.leadsafechicago.or...If you qualify for the city's programs, you may be able to get it done for free or at a discount.

@Miranda LeMaster If your agent can not offer you a good commercial option, then you are working with a personal lines agent and you may want to think about making a change sooner than later.Ideally you want to have 2 separate insurance programs.  1 for your personal and 1 for you business/commercial exposures.  

Assuming the schedule holds, we'll have some people from Section 8 Housing coming to share about the program and provide us with some time to ask questions.

I also know Breezeway has a program for $49/per month per property that do 24/7 guest assist