J Scott, one of the more respected authors/authorities on BP, provides scenarios in which wholesaling can be done legally and ethically.  

A question we faced was the exact same: Should we buy used appliances or go for new ones with warranties? 

It is a one two family and a single in back.

I’ve spoken with one credit union but could definitely pursue that option more vigorously.

Can I send you a message to ask you how the investment has been performing since one year ago?

I think we're priced pretty well when looking at comps now, and we did one price reduction.

One or the other I'd say....And IMHO, electric fireplaces look cheap, even the expensive ones.....

Or should I find a property first and hope that no one will get that property under contract right away?

I was definitely on the fence about this one for a little while before making the purchase, but there were a number of attractive features that ultimately led me to move forward with the purchase.

One of our Co-founders is an excel wizard.