From their perspective, you have a great credit score and solid income, but you're still a human being.

Make sure you mention things about yourself to show the owner that you're human, maybe where you live or a common neighbor that you both know.

You still need a human to want to buy your house in that area.

I am originally from Battle Creek, Michigan and work in Human Resources.

The policy has no deductible, covers if the dog scratches, nips, bites, causes a fall to both humans and other animals. 

Hi @Pete Fiannaca,When a mortgage underwriter needs clarification about the way something appears on your tax returns, a human accountant will write that letter.

I've done a good amount of work on family homes and Habitat for Humanity projects to know home repair basics.My goal is to get comfortable enough with the process and paperwork to buy a foreclosure with minimum overhead.

Understanding that you guys are a team is crucial, and a key to a happy relationship.I think you should look up Tony Robbins speech on the 6 motivations or needs of humans.

Only thing I'd add is that people who have been around for a while tend to measure today against yesterday ("It's so much easier today than it was yesterday" or "the returns are lower than a few years ago") - it's human nature.But, it's not logical to base decisions off this thinking - we all have alternatives every day, and the only relevant data for an opportunity is TODAY compared with TOMORROW.  

I have heard of people renovating basements so they can make it into a rental.Make sure when renovating a basement that it can meet Massachusetts Building Code and the Minimum standards of fitness for Human Habitation otherwise the tenant can take advantage and not pay rent.