It looks like persistence, consistency and a thick skin can get you through the door. 

Hello,I have 6 investment properties overall and am having difficulty obtaining a-line of credit on one of them because of the banks’ limit on how many rental properties you can have to lend to you.

If anything has been permanently affixed to, or modifies the original 'skin' of the home, it won't be good news for the bank loan. 

If 15k is your starting budget I would try to find hard/private money for the purchase and your funds for the rehab to show you have skin in the game. 

Although it can be a revenue source, I think many landlords just charge an application fee so this way the potential tenant has enough skin in the game. 

They have more skin in the game then you do.Make sure you get clear title.

If it's fully financed then you have no skin in it and your return is higher, theoretically 100%.

I make better income and have much more control over my life than an average 9-5 employee, but further growth is difficult.  I

Seeing the number of units financial freedom requires I hope makes you realize the difficulties in achieving this using small occupancy properties in the virtually zero appreciation markets.Good luck

Hey guys, Alex here from Addison, IL.  Been listening to the Bigger Pockets Podcast for the last couple of weeks.  In 2008 and 2009 earned top 100 Chicago Realtor title.  Had some financial missteps ,and pretty much s...