Your rates will be determined by prior experience and credit score. 

(We've had a prior incident but tenant dropped it after I said no.)

years prior the business was evaluated at $5.5 million but in its current condition we purchased it for $1.8 million!

I found a gem of a deal in that the prior owner was looking to sell as quickly as possible to relocate.

Examine the projected rental income against the expense of converting the garage and possibly extra rooms.

However city is imposing a good amount ofimpact fees based on the bedroom count - which accounts to close to $40 k , which i cannot afford- Ibought the house for myself to reside and cannot afford to pay this.We verified with city prior to buying and theyconfirmed it is residential zoned , however never mentioned about any impactfees.It is residential zone - MLS shows it as 3 bedroom 2baths - it had a extra unit  in the back and also a inbuilt rolling bed on 1st floor for the main I am stuck here- they are asking to prove it was usedas a residential -ever - any guidance would be appreciated on this.

Secondly, transferring property doesn’t erase prior deed and mortgage records so your identity is not cloaked in secrecy.

As well, in order to properly scale I would prefer someone with more proficience here to at least look at what we are doing and spitball a few suggestions.Thanks so much in advance and apologies if I haven't found a prior relevant answer in the forums I believe I have checked though. 

Can I still run a background check on them at Some only require a name birthday and a prior address to run a criminal background check 

For example getting settled prior to the school year starting for their children in a new school district.