Talk to your general contractor about this.

In person is always better than sending a contractor, because you get to see the unit and talk to the tenant.Not sure where your property is located. 

To see how much equity you have and talk through how it can help fuel your next move, connect with an agent.

Then listen to any podcast that talks about this (which is a lot of them).Are you looking to hold on to these as rentals?

They do a good job of regularly releasing episodes and they frequently talk about starting out with their initial capital pool and growing their business. 

I over love you guys lol but Happy holidays & hope we get to talk soon i will submit my story ASAP! 

The TL does not have any personal information about those leads, except the fact that I have been talking to them.- The TL states that those are technically the team's leads and I will owe the 20% if they convert within the year since I was given training (which I was not), lender referal (which was forced on me by the TL even though I work with my own lenders for my clients).Is the above statement true/legal/valid?

If they cannot afford it then talk to the bank about a short sale or let it go to foreclosure.

I'll be happy to meet and talk with you and explore opportunities to help you achieve your goals.

I'll reply and ask to talk more to see if we can work something out and usually never hear back.