Facts are reality. 

Deciding on an Offer: How can I determine a fair offer for a property that, despite being listed, might have a different value in reality due to its condition?

For example, during the pandemic some materials costs spiked wildly, as a result of supply chain issues and shortages, but have since come back to reality.

bay area is very niche because home appreciation is not following standard metric like population but following tech stock market index.in reality everyone in the world by purchasing apple and using google is pretty much generating wealth transfer from people in the world to people living in bay area.

@Dave Hart, costs and taxes may sound like a valid reason to raise rent and probably makes sense if you mention rising costs to a tenant but in reality they have nothing directly to do with whether you should raise rent or by how much.

The reality is that you're going into a tough market with high prices and 7% interest rates - you won't cash flow right now no matter where you buy.

-- and then we look closely, and see that A dropped some hit as soon as Fannie dropped it, but B is still holding onto it so the mid-level manager (5 levels above who you get to speak to as a general consumer) can take a fancier vacation this year.The cash out and 2-4 unit hits haven't changed in the last couple years, you still will not get the rate you see advertised everywhere, for a cash out 2-4 unit, since the advertisements are all for rate/term SFR 740+ FICO <75% LTV, etc, the perfect scenario that rarely pans out in reality. 

then we have to look at logic and reality. 

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!