Hi Claudia,@Abel Curiel said it perfectly.

However, if you're just looking to keep that MH, move into it and maybe house hack by the room, that's a perfectly fine strategy.

I would highlight this for other investors about keeping reserves and if values start to soften this is a perfect example of what can go wrong when you are over leveraged and don’t have cash.

No house is perfect at some point you'll need plumbers, electritions, Hvac repairmen, etc.

Most Agents aren’t versed with the nuances of Subject To unless they’re a Unicorn agent/commercial agent or they don’t know how to explain it to their sellers. but being underwater is a perfect subject-to situation!

While no company is ever without fault or perfect, we certainly pride ourselves on serving our customers very well before, during and after a purchase.  

As stated earlier, agreements that run with the land are typically recorded (or perfected, is the legal term) and some states may have requirements that something must be recorded to run with the land.

The existing granite is in perfect condition, but we're looking at changing colors.

(but I found the most perfect lot!)

We have been considering a vacation rental and the situation and timing on this property was perfect so we made the move.