There are specialty umbrella companies that don't require you use them for car and home.2.

I started my career with the renovations team renovating the houses we buy, and with the property management company working with our residents and our maintenance teams.

That will only leave healthcare to be something I will not have direct ownership or control over as I cannot feasibly own a hospital, nor an insurance company.

Contractors have difficulty getting loans, and you could be the money guy. 

That first deal after a break can feel like a big leap, but it sounds like a great opportunity.On financing, seller financing, private lenders, or portfolio loans from local banks could be worth exploring if you want alternatives to hard money.Excited to see how this deal goes for you.

Plus, multifamily often appreciates faster in growing markets.Challenges: It’s a steeper learning curve—financing is trickier (think commercial loans), and you’ll need to understand occupancy rates, maintenance costs, and tenant turnover on a bigger scale.

Most agency loans will expressly forbid such an arrangement, so if they found out, the odds of having the loan called would be very high. 

.🔹 Creative Financing – Traditional loans don’t always work for distressed properties.

Give me a shout if you'd like a rate quote for your DSCR loan.

Sadly, on BiggerPockets, some are quick to label companies as scams without real experience.