@Dennis Boettjer - everyone's comments above are correct. 

Hey investors, I'm the new Market Intelligence Analyst here at BiggerPockets, and I'm developing a way to predict the future "path of progress" for a given market.

Look for property for sale with the correct zoning or that you can get a variance4.  

@Josie Sandoval, correct, this is very common.

But, you get the piece of mind knowing it’s likely done correctly.

However, I know that I do not want all my income to be reliant on my day job and live to watch my retirement account grow.I am probably doing better than a lot of people my age but am eager to take the correct steps to build a real estate portfolio.

Without someone knowing the ins and outs of this, the information you receive will be just someones opinion but probably provides no strategy or path on how you should invest the $ 

Secondly you want someone that will not ghost you because they are just to busy with easier business. lastly you want someone that acknowledges its there job it stay in contact with you and help you along down the path of purchasing not the other way around.

@Rene Brodowsky appraisers, like most workers, will take the path of least resistance if allowed.Appears they are using an AI system to valuate your home.As suggested already, you may want to request an actual appraisal, which you will have to pay for, and send your own comparables to Huntington Bank to try to guide the appraiser.Otherwise, you may need to try a different lender.

You are correct, no HOA and my plan is for no TV, just internet, as you noted.