We are planning to move out and will leave the washer/dryer,side-by side refrigerator, sofa, entertainment center, beds, microwave, etc.

Hello,Thank you for entertaining my first post.

The combination of both adjacent lots was over 100' of waterfront and about 1.25 acres.

Effectively buying at 100% CLT with a 1st position portfolio or DSCR loan combined with a seller 2nd that the lender wouldn't otherwise approve....It sounds like this is a recipe for getting sued at best, and arrested if it rose to a sufficiently large scale where charges were brought against someone.

Our combined annual income is $150k, with somewhat limited potential for salary growth.

@Andrea Evans - Chicago is truly block by block, yet also has a population the size of Boston, Denver, Milwaukee and Nashville combined.

Or maybe you want to do a combination of the above?

Bonus depreciation is an incredible tax benefit, but when you take the time to combine it with the right property and sponsor, that will prove to be a wining formula.Disclaimer: I am not a tax advisor or CPA.

That is like including Miami in the Panhandle area or combining New York and Boston.

Currently she is on gov. assistanceI know I am going to need to speak with a lawyer on this but my question is, is there a way to avoid tax implications if we do combine households, due the substantial amount of equity that is in the property.Any ideas or input would be welcomed.