Quote from @Griffin Malcolm: Open an LLC and apply for a small business line of credit from Key Bank.

Continually communicate clearly with all parties involved to make sure that expectations are as close to realistic timelines as possible.

CA really cleaned up the fractional note business from my days of doing it in the 80s..

Lenders desperately need/want business especially in this interest rate environment (right now, the main source of mortgage loan business in Florida is rehab financing as a result of the hurricane damages) and one way the big players differentiate themselves is by streamlining the process.

There are easily 5-6 meetings per week you can go to and learn from people who have been in this business for decades.

Do you believe it will now be more cost effective to hold a license or do you believe the expenses will go up with what I assume will be a flight from the business by low producing real estate agents? 

It links to our business bank account and our business credit card so come tax time, deductions should be easier.

We have been in Business since 2000, survived the 2008 collapse.

Your job, your savings, sounds like you have a supportive dad, you live in a place you evidently love, you’ve had exposure to the business.

Was the prosecutor even involved?