Need to look into this more, just thought it was unique   

Stop hanging out with your deadbeat buddies that spend all day drinking, talking sports, and otherwise wasting away.

Known for its robust journalism program and spirited sports culture, the city also presents a variety of museums, such as the Everson Museum of Art and the Erie Canal Museum.

You seem like a very intelligent and hardworking person; I'm sure you can come up with a value proposition that is unique to you. 

Outside of real estate, we enjoy traveling, sports, and learning.Excited to learn and connect with you all!

I prefer to utilize a broker lender because they generally have access to more unique loans, however I do know some BANKS or credit unions have inhouse portfolio programs available that don't exactly follow fed guidelines, which may also be good options. 

I have each unit in the building with a unique rent rate, so even if the tenant does not have the teller enter a note with the deposit (they often do), I still know who the rent payment is from based on the amount. 

We're looking to build something unique/contemporary with of course elements of the local area (mountain town).

If you're seeing soft sports in the market find the perfect property and negotiate hard on price.

Again, your situation is unique so understanding what lending is available to you once you reduce or elimnate your credit card debt would be a good step.The reality is you have the income and the ability to make this move and own multiple properties in 2 years...BUT...you need to make some sacrifices and hard choices for the next 2 years in order to get there.