But as long as your LO is on top things you're good.

I was thinking of something short and sweet to draw some interest to see if the FSBO may be open to doing an all cash deal, if not then maybe a  L/O or seller financing deal.

There really aren't any "strategies" in the sense most REI think, like flip, hold, L/O, etc...  

An LO is just the right to buy, not actually buying.Look up recorded docs in the county of the property.  

A proper LO should not cost you more than market value.

I run in the circles of the best LO's in the country that you don't find by calling 1-800-get-a-mortgage.Best of luck!

But if you do otherwise, and your LO ends up on the phone with a call center title company in the developing world, it's only fair that she or he be allowed to yell at you.

This is one where no LO can give you exact numbers without the appraisal in-hand, so don't be too surprised if that 2.2% + closing costs doesn't change to some other number based on appraisal results.

They can be LO fail stories too, you don't have to spare my profession. 

We are looking to get this refinance for a fix rate 30 years and purchase another property.We went to a LO but were declined due to lack of income as they have retired.