I'ts my natural response when someone roots for you to lose, as real estate investors we all know what is like and usually smart and successful people don't root for others to crash and burn even when they disagree. 

A coach of mine often mentions SMART goals. 

My realtor says they’re pretty good but I am not sure an ARM is smart when I’m not putting a lot down and plan to keep this property long term.

Hi Zach,Getting start the right way is a smart move on your part.

Investment Info:

Single-family residence buy & hold investment.

Purchase price: $575,000

Cash invested: $140,000

I live in the house that I bought it as a long-term investment. I'm deciding if I ...

The studio has large windows on both sides of the unit so i do not want to loose any of that natural light, and I am thinking of eitherA - Doing a full glass partition wall with glass door, with smart glass that can frost to create privacy when in use and allow sunlight when not in use to both sides of the apartmentorB - Doing a higher end full wall foldable partition on a track that closes the whole new "room" into a bedroom but can close back up and fold away to make it a studio again if not in use.Thanks for your input

Otherwise his agent is being smart and doing what's best for the client.

The high net worth individuals (aka the smart money) have and are investing overseas en masse.

Firm but fair and most importantly, playing it smart, not getting wound-up into the drama of it all. 

You and your husband were very smart to ask Open Spaces good questions and not ignore the red flags that surfaced through the process.