Moving the rear door over would have helped tremendously but it's not an option with the budget as the exterior has a very dated stucco style and we wouldn't be able to match color/texture and keep it in budget.So I'm looking for ways to define the open space directly opposite the kitchen.

With $200 a month in rent (just used a high number to account for future increases in rent) if you rented it out, it'd take about 10-12 years or so to match that 30k.3) Have a meeting with your realtor and discuss your displeasure with his strategy.

Hello BP,Does anyone know of a skip tracing service where I can upload a list I purchased from a list broker (excel file with names and addresses) and it matches the email addresses and phone numbers to those individuals?

It might be that you need an appraisal, you could ask around with other lenders and if you find someone willing to work with you ask your current lender to match their offer.

So yes IMHO, I would reduce the 401k down to whatever my employer matches and save the rest to buy a house or rental property.

(Two tenants, bounced checks twice - ugh) I use the method of each tenant gets an invoice created each month, then I accept the payments, create a deposit and record it, and take it to the bank.After a few days the deposit shows up in QB and it gets matched to my deposit in QB.But I just have no clue how to account for these bounced checks since the bank has already matched them up with QB. 

To me what will really determine whether you overdid it or not is if you're able to get the rent that matches the quality of work you did.

I would pick the contractor and make the garage the way I want to match the house. 

There are some things you'll want to make sure of such as making sure the valuations match up correctly to avoid all tax. 

Step 1 - Max contributions for company matching 401k, usually around 4-6% or ~$4-6000 in your case.Step 2 - Max contributions to HSA in 2018 it is $6900 I believe ( this is the only money you will save that goes in pretax and goes out pretax when spent on healthcare-related items. )Step 3 - Save another $10-20k/year and live like you are broke.At 20 years old making $100k, you should be saving upwards of 60% or more of your income.