I am just curious- I ask because I have never had an issue with salt- and I would be in deep trouble if I didn't rely on it.I lay down salt before a big snow and it makes it much easier to manage.

Think how much you know about remodeling so far, whether you have tools, a truck, and how deep you can go (anyone can paint or clean but sheetrock, trims, windows, sewer line... electrical and plumbing often require permit).

I'd gravitate to loan officers with deep roots to the community, i.e. grew up there, attended school there, on local boards.

Many tenants buy stuff to feel better about themselves, both because buying is an act of power when they feel powerless and because there's a deep comfort in having a lot of your stuff around you to help you forget that the house you live in is not yours.

Build deep relationships, and dig to find lenders who's products closely match your needs.

In one breathe you do not want to be a sponsor or managing member but in another you are not wanting to be a passive investor in a larger syndicate.It sounds like you do not want to to work for the yield a sponsor gets but want more return than a passive investor gets as standard investing in a syndicate.Sounds like you are looking more for a joint venture arrangement.Brian Burke is out that way and a member on here and he does large multifamily syndicates.

However, there are still many good deals out there, and as a wholesaler I also see a ton of off market properties that come in at a deep discount.

I believe the difference between the people that want to get in investing, or buy a property and stop and the ones that have the courage to keep going and learn from their experiences, good and bad is the Mindset and understanding investing at a deep level.Good luck to you and make sure you buy your first property within the year the latest.

You need to eat, live and breath real estate if you want to succeed.

Your current payment was based off the initial purchase and a new mtg payment could give you the the breathing room on cash flow each month.