Based just on your DSCR calculations, it appears this property is significantly under-performing, or if it is operating well, then it is significantly over-priced.If your plan is to reposition the property, then you need a bridge loan or private loan to acquire and manage the property. 

With youth on your side, you have ample time to acquire experience and expand your network.

Begrudgingly, we acquired the property.

The business plans for acquiring and adding value (in other words the BRRRR process) is slightly different.

There were a few slight distractions like figuring out financing, selling a neighboring lot (that I had also acquired via letter writing) on Craigslist, rent out my RV, rent out my house, make my first ever documentary film (a twenty minute short called Kara, Star Of The World about a woman with a traumatic brain injury from a childhood ski accident), take any photo and video work I could get, start a 360 photography company, create social media channels to hype the build, parent two small kids, do a beautiful and excruciating tandem mountain bike ride across Scotland, drive my family on RV trips to Colorado/Arizona/Utah/Nevada/California/Wisconsin/Minnesota/Michigan/Florida, attempt to write a novel and adopt a puppy.The above may read as humble brag, it is not.

We own the property outright, so there is no work needed to acquire the land and Airbnbs are allowed.

Investing in high appreciation markets enables you to acquire the number of properties you need at a fraction of the cost of buying in a low appreciation location.Lifelong IncomeMany people face the nightmare of outliving their money.

@Kevin Quach, most of my business is acquiring rent-by-the-room investments.

I would point you towards acquiring in the suburbs of Austin.

But, just be sure to keep your personal investment goals in mind...because ultimately a lender does not get paid unless they, essentially, help you acquire a loan.Honestly...personally, depending on exactly where my investors are in their investment journeys...I typically recommend exploring the financing route.