I could write a book on how misleading FICO scores can be down in C-class, and why.4.

And mortgages/debt is not always bad anyway (tax write-offs, etc)@Andrew Acosta you say how much you still owe, but not what your property is worth now.

I'm going to attend it and write it off as a business expense.

What are the common fears of investors who write checks to capital raisers? 

Everything is in writing & signed by tenant & landlord - no verbal promises  If they ask you to fix something, write up a work order on the spot or ask them to send you an email/text request (sneaky way to get proper email & phone #).  2.

(Even with homestead) You can also write off the depreciation for the investment.

In a pinch, my broker has had me write an LOX (Letter of Explanation) anytime something weird needed to be attested to - but probably not for the specific items you mention.  

He wasn't able to write new business but was doing a fine job taking care of his current customers.

@Kelly BoultonThanks for taking the time to write your response. 

I don't think I will ever fully retire but I plan to be doing less active work in the future, i.e. not focusing on writing new loans and not flipping.I am lucky that I can easily handle a down turn and be just fine if things soften even for an extended time but I still hope that doesn't happen.