Yes I've considered renting my condo; I have to look into the restrictions / qualifications as you mentioned I but I believe its contingent on not exceeding a over a certain percentage of rentals.

So would you suggest doing the pre-qualification steps first.

The financial qualifications are in place for a reason and they are more relaxed than I’ve ever seen them.

Most of my clients do not care I have it because my social media content gives them a better idea of my qualifications than CCIM can and honestly its the world we live in.

And it doesn't come with the qualification and hoops that the HUD homes are Habitat home come with.

In the mean time I have spoken with lenders to get a pre-qualification.

Should I talk to several banks to see get different pre-qualification rates? 

I am looking to get my first house in Houston which is a great deal going and lines up for my qualifications.

Charges generally relate to the complexity level of the filing and the experience/qualifications of the practitioner.Therefore it's a little difficult to gauge based upon the limited info you have provided.

As to banks raising qualifications, the lenders we talk to are overwhelmed with refinancing.