Quote from @Jerell Edmonds: My apologies it would be for electric & gas i pay water and sewage When people talk submetering they are usually talking about water I think. 

I would love to get on a call with you and talk some more.

For property security reasons, please send me a photo ID and your number, I'll be happy to call you and set up an appointment after I talk to you and go over a few pre-screen questions.

Like I said, I'm not an accountant so you should probably talk to one.

@Kristi Wolfe I would be glad to connect with you and talk through possibilities for helping your son purchase a property in Tucson!

@Na Connolly, talk to an eldercare lawyer there are likely multiple issues to consider here.

I will internalize this, thank you.

@Tom Hall It is my understanding that if you talk with your mortgage company first and make the necessary arrangements you can recast your mortgage to get a lower payment by paying down a chunk of the mortgage at once.

Would Monday be a good day to talk? 

At the numbers you are talking about and where the market is heading you could pick up some very high quality NNN national credit tenant properties as commercial continues to recover.