What you're trying to avoid are those folks who haven't paid their cell phone bills, cable, internet and on and on (the record I got was someone with...150...yes, 150 accounts in collections!).

@Jake Thomas  good points.. when I first started in real estate sales circa 1975.. there was no internet heck there was not even a MLS or a computer on your desk top.. the MLS was a big book.I worked every weekend both days 50 weeks a year.. and I worked 3 to 4 nights during the night.what I did have time though during the day ( because not bogged down on computer or cell phone) was to golf fish other actives that I could do middle of the day.. 

Hi Pat, you haven't put your email or cell number in your profile or footer.  

Basically being late on one of my properties cost them almost $50-$70 half of their cell phone bill.

Our bodies get cancer cells all the time.

Please contact me either by email or cell phone.Thanks and have a great day!

Sometimes it takes a fat check like in your case.

I'm beginning to see why Banks want to turn away business for such small sums as say less than $50k, because their FAT flat fees do indeed make it true that "much higher legal fees make not a big difference in bigger deals, it does in smaller transactions"!

And with all the money you saved from living there for free or almost free use it as a fat down payment on something nice and have that cash flow too.

I would highly recommend talking to my personal loan officer, Clyde Penton with US Mortgage (PM if you'd like his direct cell, as I can't post a # here!)