Hi Cody,There are non-QM loans that can qualify you for self-employment income with high DTI.

It is possible to borrow from an employer plan like a 401(k).Some people claim to "borrow" from an IRA by executing a 60-day rollover.  

To find investment possibilities in places with strong rental demand, employment growth, and economic stability, do in-depth market research.

Have you both been employed for 2 years with steady income? 

Each lender will have their own criteria but here are some tips for getting funding as an LLC…Lenders will often require these documents: Employer ID number (EIN)Your LLC’s operating agreement (the most important part is the list of owners and their percentage of ownership)Income documentation for the business which would include bank account informationInformation on any rental properties you may already haveThe personal income, debt, and credit information on each member of the LLCWhen you’re getting funding under an LLC, bear in mind that personal guarantees or credit checks will also be required.

Quote from @Gino Cerrone: Focus on finding employment.

all these incentives are simply keeping up with what other states are doing to bring in employment. the only reason INTEL lost the chips fab to OHIO is there was no land big enough IN Hillsboro at the time..

So, you signed up to double taxation of yourself, including the 15.6% self-employment tax. 

What are the top 5 zip codes in Columbus, OH with the highest rental cash flow, lowest turnover/vacancies, lowest crime rates, great schools, and great employers for residential 2-4 unit single-family home neighborhoods?

These can also incur "self employment tax" - SET.