While the Medicaid look-back period isn’t a major concern for you, it's still good to stay aware of it.If you need more advice on financing or tax matters, don’t hesitate to reach out!

Decent purchase price to rent ratioSome of the areas I'm looking into are:HaywardSan LeandroOakleyConcordPleasant HillBrentwoodTracyMantecaTurlockModestoSacramentoMy concern about some of the areas specifically in the Central Valley (often recommended here on BP) like Fresno, Turlock, etc, is that looking at numbers the appreciation doesn't seem to meet the mark for me (purchase price to rent ratio is decent, but equity isn't very good), so I'm generally focused more on the SF Bay Area.Any recommendations on cities or areas would be extremely helpful. 

And I understand negative cash flow concern, the 80% ltv may help a bit. 

of thousands of dollars in lost productivity, so the business is likely a lot less price-concerned than other residents. 

Disposition isn't as big of a concern as I'm seeing alot of cash purchases above 1mil.Just my 2 cents

Does anyone have experience purchasing a mixed-use property on an auction site sold "as is" with a quitclaim deed? I'm wondering if outstanding mortgages, taxes, or violations carry over.
The auction states that the ...

If I am a seller and want to sell , not need to sell I will sit and wait till someone hits my number , how they get the funds and what they pay in interest isnt my concern 

Perhaps  tailor some of your services to combat  those concerns. 

The permitting process and the availability of reasonably buildable lots is a concern.   

Until now, I had a great credit score, but I'm concerned that my increased debt might affect my ability to obtain a HELOC or a Home Equity Loan.A lender approached me, claiming they could help me secure a HELOC, but the encounter felt coincidental, making me feel vulnerable.