Unless the HML is Joe's Uncle, who knows nothing about RE, they are generally not going to lend you something that's guaranteed to fail which is the case using your original numbers.If you're not on the personal hook for any deficiency, or don't have any assets, you may have to just chalk this one up to bankruptcy and learn from the mistakes.

And sometimes new gutters (and replace any rotten facia boards).

That said, the appeals board is there to protect everyone to ensure people pay their fair share.

But make sure that the zoning will accommodate a boarding house v.

Remember, every expert was once a beginner, and the real estate community here is incredibly supportive and knowledgeable.Looking forward to seeing where your wholesaling journey takes you, and I’m here if you need a sounding board or just want to bounce around ideas.

However, if your house is surrounded by boarded up houses and old cars in the lawn, your medium term rental will definitely suffer.

The contractor I used did it more as a favor so I will need to reach out to others so see who will be on board.  

One by the county for unpaid sewage, bankruptcy, and the city was shutting off his electricity and boarding the place up because he inherited the house a year ago when his mother passed and never started probate.

The tenants I accept think the freeloaders are unrealistic and are raising rents across the board.

We've already agreed not to touch high-risk states like my home turf, California – 100% on board with that.