I myself own a property in Racine which was my primary residence for a short time until I divorced my wife and moved to Chicago...I had it built(stupid, I know but it was what the lady wanted) and ultimately couldn't sell it when I moved as it is in a new subdivision and there are a lot of nicer, bigger, slightly older homes for sale in the area for less than what I owed on my loan, plus there are more than a few foreclosures/vacancies in this neighborhood.

There was a lady by the name of Barbara Klaput who moved from MD who was basically a SB761 expert and she ran workshops on this.

In the meantime I have a neighbor that I've basically walked through the modification process for the last 2 years (she's a nice lady and doesn't understand much about real estate, except the fact that she owns a home).

Ladies and gents, one of the best TV shows on air is the show Biography.

One thing that was awkward about researching that family last weekend, was that when I pulled the lady's credit report using MySmartMove, it *only* gave me her credit info, not the husband's, nor the family's.That's going to be even more important when I'm looking at this new family that owns their own business... if there *is* a financial anomaly in their history, it may only show up in one of their records.

My assistant just called me last night (she rarely calls me unless it's something important) she tells me that a lady said she wanted to give us a lot all we have to do is take over the back taxes which are $900.

In the case of one lady she had not paid her property taxes in 23 years.

Wild appreciation makes failure difficult.

Get a call from a lady - she and hubby are separating, need out of the house.

Make no bones about it, this is being watched by other legislators (maybe from your state) and with the cumulative issues that exist in the real estate market/industry today (not to mention all the bashing in the media and growing public disdain), this could just take on a life of its own and spread like wild fire (to other state platforms)...Some of you might be reading this and say, "Scott's a lender and this is a self serving crusade from a self-important blowhard who sits at a table for one