The Internet has made it easier for you to advertise your properties, so being located on Main Street is not as vital as years ago.C properties have higher cap rates than B and As because of their age, and the fact that they contain less appreciation, unless it is forced.  

Tip to struggling homeowners: Any 3rd party promising and guaranteeing to lower your mortgage payment or that you will receive ANY modification or assistance is a liar.

Your note buying company buys 2nd for 1% - $200 YOU CAN Offer borrower a discounted payoff of $1000 and get them in contact with the 1st to pursue a loan modification.

One shot behind the shoulder into the vitals ended it.

Mostly the homeowner gets no assistance because "the investor guidelines" won't allow a modification.

I was told to write a hardship letter to apply for loan modification.

If she can keep it with her payments being lowered $200, then they can do a modification.

The main thing I am taking away from everybody so far is that the repairs I am doing now are not unreasonalble for future considerations (which relieves some anxiety) and that I need to consult with my electrician before doing any modifications to the systmen - regardless of good intentions!

A "Seller" or the property owner, who is also the mortgagor or borrower does not get to decide if and when they get a modification.

Homeowners seem to be really apprehensive about responding to such inquiries because of negative news regarding short sales/investors/modifications, etc.