Normally, we hold all of our tenants to a higher standard but in your case your will need to play nice and give her what she is asking or find a way to meet in the middle. 

However, none of the below qualifies as acceptable:just put the same as last yearnah, I did not make any profit last yearI guess between $10k and $20k per property, or maybe $25kI dunno, how much expenses are normal for my business?

They would still be responsible for repairing any damage above normal wear and tear.

How can they tap into their equity and live a normal life?

Won't be a big list normally, but should have some...10-20-30. 

You can usually live in a favorable location for your lifestyle and either commute to a property or hire folks to do all of the heavy lifting for you.

For normal just sitting around sipping whiskey at the end of the day, it's Evan Williams Black label for me. 

Was this a lifestyle decision?

It allows you to pull out equity from the deal without refinancing into an investment loan, which requires normally at least 20% equity and is usually challenging given that you bought it with a low down payment loan.

They are not normally geared towards Texas and we have our own rules and regulations.#1.