I am, however, motivated by reading stories of others who started out with very little (albeit, in a much more forgiving market than the bay area) and amassed quite the portfolio.I think the only way I could get into a property in the bay area would be to have a set up similar to the one above. 

Not only for investment purposes, but if you're house hacking, then it will be your home too.It sounds like you're motivated considering your proactive approach.

The good news is that once you gain traction you can hire a VA to cold call for you and then just talk to the most motivated sellers.

Yes , the 10-year Treasury bond yield can influence interest rates including mortgage rates.

But in Eugene, OR, you have 3 influences: University of Oregon (go Ducks!)

The SFH today is dilapidated and undoubtedly needs a face lift but because of the cashflow, the owner's not motivated to make repairs.

Money is not everyone's #1 motivator. 

I first look to understand more about their situation and potential motivators/pain points.

For me, the main motivations for making the moves were to: 1.

• Civil Integrity: Does the prospective tenant have a civil records history that would influence the type of renter they would be, including any history of previous eviction, owing money to previous landlords or poor landlord references due to payment or behavioral issues?